The consequences of having a DUI or DWI on the driving record are significant. The job search, insurance costs, and ability to drive legally are all seriously affected. DUI insurance can accommodate the lost time and driving opportunity caused by a DUI arrest. Common requirements after a drunk driving conviction or arrest is the SR-22 filing or DUI insurance.

Communication between employer, court staff, family, and how the arrest will affect your permanent record and any earnings stretch a long trail of results from one single DUI. The absolute requirement of the SR-22 filing is a necessity no matter what outcome the DUI arrest has been, whether the driver can walk away, is incarcerated, or is rushed to in-hospital treatment. DUI insurance will come steeply priced due to demand and exigency.

The financial results of a DUI arrest can be long term increases to any vehicle insurance policy premium. Getting professional or vocational insurance after a DUI may be difficult if an employer or insurance company is too conservative to carry the policy forward. DUI insurance can guard against the consequences of legal fines, imprisonment, and litigious actions. Booking and fingerprinting and towing and fines are costly results of drunk driving violations and DUI insurance is an added inescapable reality for the cited driver.

Some drivers attempt to obtain insurance in another state after being fined for DUI offenses elsewhere. Insurance companies have varying policies on whether or not they can be required to re-insure a lapsed insured driver after a period of DUI or DWI violations. DUI insurance will be subject to an in-depth background check and will not have the type of discounts associated with good driver, safe driver, or best driver premium schedules.